Safe. Instant. Your Rate.

Moniass connects verified people who want to exchange digital value securely, in real time, on their own terms.

Moniass platform grid pattern illustration

How it works

See how Moniass simplifies your financial journey

Follow a few simple steps to explore, manage, and secure your money with confidence, all in one seamless platform.

Create an account & verify
Step 1

Create an account & verify

  • checkmarkTier 1 Email and phone verification
  • checkmarkTier 2 BVN and NIN with selfie verification
  • checkmarkTier 3 Proof of address
Fund your wallet
Step 2

Fund your wallet

Top up your NGN balance via virtual account or add supported digital tokens (e.g., BTC, USDT).

Post a Buy or Sell request
Step 3

Post a Buy or Sell request

Set your preferred rate (or use our recommended rate). We calculate value and fees up front.

Get real-time offers
Step 4

Get real-time offers

Your request is broadcast to verified traders. Offers arrive in seconds. Compare rate, speed, reputation.

Confirm with OTP & escrow
Step 5

Confirm with OTP & escrow

Both sides receive an OTP. Once confirmed, escrow releases funds to the right parties.

Instant settlement
Step 6

Instant settlement

Balances update immediately. Rate your counterparty. Withdraw when ready.

WHY PEOPLE CHOOSE MONIASS?

The trusted reason traders continue to choose Moniass every day

WHY PEOPLE CHOOSE MONIASS

Here’s why Moniass has become the preferred platform for people looking for a secure and reliable way to trade

  • You control the price

    You control the price

    Set your rate, receive multiple offers, pick the best

  • Escrow-backed safety

    Escrow-backed safety

    Funds only release when both parties confirm with OTP

  • Transparent fees

    Transparent fees

    See every fee before you tap “Confirm.” No surprises

  • Referral rewards

    Referral rewards

    Invite friends, earn when they complete verified trades

Moniass referral interface preview

SMART TRADING

Everything you need to trade smarter and earn more on Moniass

Experience a transparent marketplace designed for speed, safety, and better opportunities to maximize every deal

Mobile version of Moniass trading interface for smarter trades

Testimonials

What Our Users Say About Moniass

Real stories from real traders who’ve experienced seamless, secure, and rewarding transactions with Moniass.

testimonial-icon
What makes Moniass stand out is transparency. The fees are clear, the offers are real, and the process is smooth from start to finish. I’ve already recommended it to my team.
AH
Azeez Haysqure

Google Play Review

FAQs

Frequently Asked Questions

A fresh P2P marketplace with local needs in mind, to empower every trader with fast, safe, and on-their-own-terms trade.

🚧 Our blog is currently unavailable. Please check back soon!

Ready to trade on your own terms?

Download Moniass and start exchanging digital value securely, today